Can college students still use medical insurance after graduation? What should college students do with their medical insurance if they work outside the province? According to Bao 'er's authoritative answer

Source: wechat Official Account of Hangzhou Medical Security Bureau

Entering June, it is the graduation season for college students. Some people choose to leave campus to start working, while others choose to stay at school for further studies. At this point, medical insurance has become the focus of their attention.

Can college students still use medical insurance after graduation? What should be done with the medical insurance for college students if they go to work outside the province? What types of medical insurance can one participate in if they choose to start their own business or seek flexible employment?

Today, we focus on the medical insurance for college students.

Xiao Wang is from Chengdu and studies at a university in Hangzhou. This June, he will end his four-year college life and return to his hometown in Chengdu. There, he has found a rather good job. Xiao Li is Xiao Wang's roommate who is an outstanding student. During the graduation season, while other classmates are looking for jobs, he has chosen to pursue a postgraduate degree for further study. Xiao Lin, a native of Hangzhou, is a classmate and mutual friend of Xiao Wang and Xiao Li. As she is about to graduate, she is not in a hurry to send out resumes everywhere. Instead, she is preparing to turn the interests and hobbies she cultivated during her college years into a career - engaging in self-media and becoming a store exploration blogger.

After graduation, how can we use medical insurance when seeing a doctor or buying medicine? Some time ago, at a pre-graduation party, Xiaolin asked.

"Oh, right. If I go back to work in Chengdu, should I stop the medical insurance for college students in Hangzhou?" Xiao Wang also raised a question.

       If I continue my postgraduate studies in Hangzhou, can I still use the Hangzhou College student medical insurance? Xiao Li is also a little confused.

Indeed, the proper handling of medical insurance relations is directly related to the continuity of an individual's medical security benefits, which is of great significance for reducing the burden of medical treatment and safeguarding personal life and health.

Every year during the university graduation season, many graduates are concerned about the issue of medical insurance connection. How the medical insurance benefits of college students are connected after graduation mainly depends on their employment situation after graduation. For this reason, Yibao 'er has specially compiled a detailed guide to serve as a reference for the majority of university graduates.

As mentioned above, Xiao Wang is going to work in Chengdu. That is to say, after graduation, he has chosen to be directly employed. After his workplace handles the formal employment procedures for him, it will handle the registration for employee medical insurance for him in accordance with the regulations and pay the medical insurance premiums locally. Then, Xiao Wang can enjoy the corresponding employee medical insurance benefits.

Xiao Li has chosen to pursue a postgraduate degree. If he studies in Hangzhou, the school will handle the enrollment and payment procedures uniformly and he can continue to participate in the Hangzhou College Student Medical Insurance for the year 2026. If one transfers to study in a different place, they can participate in the medical insurance for college students in their place of study at that time. If one studies abroad, they can participate in the 2026 resident medical insurance in their place of household registration.

After graduation, Xiaolin chose to stay in Hangzhou and become a self-media blogger. Therefore, she can participate in the Hangzhou employee medical insurance as a flexible employee. If one goes to work flexibly outside the province, they need to suspend the medical insurance for college students in Hangzhou before they can participate in the local employee medical insurance.

Among the classmates of the three, there are also some who are planning to be unemployed for a period of time. They have already participated in the Hangzhou College Student Medical Insurance for the year 2025. Therefore, the medical insurance benefits for Hangzhou college students can be enjoyed until December 31, 2025. After that, they can choose to participate in the basic medical insurance of their place of employment or place of household registration based on their own actual situation.

Ask and answer quickly

       Student Lin

When I returned to my hometown Wenzhou after graduation and needed to see a doctor at a hospital, could I get reimbursed?

Yibao 'er

If one has not participated in the basic medical insurance of other regions or insurance types, the medical insurance benefits for college students in Hangzhou will last until December 31 of the same year. Meanwhile, it has now been achieved that medical treatment in other places within Zhejiang Province does not require filing. That is to say, insured individuals from Hangzhou can receive medical treatment and purchase medicine in Wenzhou without filing. They can directly settle the expenses at hospitals that have launched direct settlement for medical treatment in other places with their social security cards or medical insurance codes.

Student Zhang

After graduating from university and planning to work in my hometown within the province, if I want to participate in the employee medical insurance, do I need to suspend the medical insurance for college students in Hangzhou?

Yibao 'er

No need. When graduates are employed within the province and participate in the employee medical insurance, when the employer registers them for the employee medical insurance, after confirmation by the insured person or the applicant, the original college student medical insurance will be changed to employee medical insurance.

Student Lu

If I work outside the province after graduation and participate in the local medical insurance, how can I stop the medical insurance for college students in Hangzhou?

Yibao 'er

The procedures for suspending medical insurance for college students in Hangzhou can be handled through the following two channels -

(1) Open the "Zhe Li Ban APP", search for "Zhe Li Medical Insurance", and select "I Want to Participate in Insurance - Urban and Rural Residents' Insurance Registration - Suspension of Insurance" (recommended first choice);

(2) Contact your school teacher to handle the suspension of insurance through the Zhejiang Province Student Service Platform.

Student Shen

Can college students participate in both the Hangzhou College Student Medical Insurance and the local urban and rural residents' medical insurance of their original household registration at the same time?

      Yibao 'er

No. According to relevant national regulations, insured individuals can only participate in one type of basic medical insurance during the same period and cannot participate repeatedly.